Anaheim, CA

Anaheim Attorney Morgage and Debt Relief

jerwood84 — Mon, 06 Oct 2008 19:20:18 +0000

Given the current economic and housing crisis, the need for legal advice, representation and aid has been at an all-time high. Anaheim attorney, James C Bechler practices in many real estate and legal areas and is accustomed to the various options that may lend a helping hand to those in need of relief.

More and more homeowners have been unable to meet their mortgage or make payments on their loans because of this crisis. A year ago The Mortgage Forgiveness Debt Relief Act of 2007 was enacted to provide temporary relief for homeowners in dire financial situations. The Act allows exclusion of income realized as a result of modification of the terms of the mortgage, or foreclosure on the home owners principal residence. To qualify for the benefits of mortgage forgiveness one must meet all of three primary requirements.

1) The debt forgiven must be on a mortgage for your principal residence. The principal residence is qualified based on the amount of time that you lived in it over the past five years.

2) The mortgage forgiveness must be because of loss of value in your home or because of a forced short sale in connection with a mortgage foreclosure. A forgiveness that is given in return for services performed for the lender is not allowed.

3) The debt must be forgiven between January 1, 2007 and January 1, 2010 and the debt forgiveness must be on the mortgage used to buy your home.

It is important to know that if you do not meet any of these requirements, or if you do but would like to further reduce debt, there are other options available. One such option is on a micro financial level to reduce debt and/or expenses in other areas of one’s life. Such options could be modifying your existing loans on your property. This could greatly reduce the interest paid on your loans and help limit the damage of financial hardship. Although the process and paperwork can be confusing and laborious if seeking to obtain a loan modification alone, Real Estate attorneys may help out with these and often have legal staffs that are experts in talking to lenders to receive the most advantagous loan modifications possible.

The Law Offices of James C Bechler has such a staff and offers free consultations on Mortgage and debt relief. Believe it or not, there are many legal options available during an economic crisis. It is crucial to seek help in such situations and Attorney James Bechler is a licensed real estate broker, real estate attorney and has experience in business litigation and bankruptcy. His multi-disciplinary expertise is exactly the kind of background an attorney needs to gain a full understanding of the legal options available in such complicated matters.

He may be reached at 714 496 8090 for free consultation or visit www.jamesbechler.com.

Real Estate, Bankruptcy, and Business Litigation: An Expert Attorney in All Fields

jerwood84 — Wed, 10 Sep 2008 18:13:57 +0000

James C Bechler is not your typical defense attorney. He practices law in Anaheim and represents clients in fields ranging from family and immigration law to Criminal, Real Estate and Bankruptcy law. How can someone practice such a broad range of legal issues while maintaining expert knowledge in all fields? Easy (well not really that easy). He simply became an expert in each field before becoming an attorney. A licensed real estate broker, business entrepreneur and experienced defense attorney, Mr. Bechler understands his clients because he has been there himself. After acquiring his Bachelors degree from Cal State Long Beach in the 70’s, Mr. Bechler went into business and eventually moved on to real estate until 2000 when he decided that his broad knowledge in these fields could be used to help people who need an expert defense attorney in various legal matters. After obtaining his law degree from the Chapman University School of Law, he set up his practice nearby in Anaheim. Mr. Bechler has defended a number of cases with sensitivity yet tenacity that makes him a great choice for legal representation. He offers FREE consultation so visit www.jamesbechler.com or call him at 866 529 5354.

Blog Probes Real Estate Models

CityBlogCA — Sun, 30 Mar 2008 10:05:01 +0000

www.REALonomics.net is a blog that is asking serious questions about where the real estate industry is going. More specifically, REALonomics poses challenges to the broker/owners to adopt models that will allow their organizations to become more transparent.

REALonomics.net advocates that the industry open up the property information portals to consumers and upgrade its approach to how it is interacting with the consumer by implementing more social networking such as www.CityBlogUSA.com, a community blogging network for every city in the USA.

Visit www.REALonomics.net.

Hospitals and Physicians

CityBlogCA — Mon, 28 May 2007 08:38:39 +0000

When someone relocates they often seek information about physicians, specialists, hospitals and other types of health care, such as extended care. Is there a resource in Anaheim for health care information?

Community Sports

CityBlogCA — Mon, 28 May 2007 08:34:51 +0000

Living in Anaheim, California is a lot like living in any home town, with local sports being a big part of the lifestyle. Families look for T-Ball, Little League, soccer and of course, junior high and high school sports. What is sport organizations are in Anaheim, California? Are their sport opportunities for adults? Is there a parks and recreation department in Anaheim?

City Lifestyles

CityBlogCA — Mon, 28 May 2007 08:30:30 +0000

What are the lifestyle opportunities in and around Anaheim, California. Are there hiking clubs, biking trails, civic clubs, golf clubs, local arts and theater, lakes, streams, fishing, boating, camping or other types of lifestyle opportunities?

Condos in Town?

CityBlogCA — Mon, 28 May 2007 08:26:58 +0000

Are there any condo projects in Anaheim, California and are there any that are on golf courses? What is the condo price range? Are there any age restricted condo communities?

Real Estate Companies

CityBlogCA — Mon, 28 May 2007 08:23:31 +0000

Anaheim has a lot of real estate companies. Which one is considered the best company according the Anaheim, California residents? Who are the best real estate agents in Anaheim, California? Historically, which company has been there the longest? Do any of the real estate companies also have title and mortgage companies?

Foreclosures in Town?

CityBlogCA — Mon, 28 May 2007 08:20:03 +0000

Can anyone speak to the issue of foreclosures in Anaheim, California? Foreclosures are up around the country due to the sub-prime lending practices. Is there any foreclosure impact on real estate in Anaheim?

Help, I need a Doctor

CityBlogCA — Mon, 28 May 2007 08:15:30 +0000

Anaheim, California has a hospital. Anaheim has many medical professionals operating in a variety of specialties. Fundamental healthcare begins with an individual or family?s access to a general physician, call it a family doctor or for children, a Pediatrician and for women a Gynecologist. Certainly, for people like me, a good therapist; better yet, a Psychiatrist! But why is it that someone in Anaheim, California cannot locate a physician that will take new patients?
CityBlog Anaheim, was struck by the frustration that was apparent in Susie Pena’s (a Anaheim, California resident) post on May 9, 2007, which read as follows:
I have been here 1 year this June and have yet to find a doctor that will accept new patients. I am very discouraged that there is no avenue for new residents to find out who is available without a lot of labor intensive efforts.
Does Anaheim have a physician association or, does the hospital know of new physicians coming into Anaheim that are looking for new patients? It would behoove all communities to have some centralized service that maintains a list of physicians who can accept patients as either â€œnewâ€ or on a rotating basis until the new resident can establish regular healthcare.